More than
100 years
of legacy.
Continuing on the path of success.
Loan Interest Rate
Interest Rates On Different Types Of Loans w.e.f. 01.04.2014
| Sr. No. | Name of Scheme | Maximum Loan Limit | Amount | Interest Rate w.e.f 01.04.2014 |
|---|---|---|---|---|
| 1 |
(A) Businesses / firms debt (Tenders loan) (B) Loan limits for Petrol Pump Businessmen |
A) 20.00 Lakh B) 30.00 Lakh |
1. Upto Rs 50,000.00 2. Upto Rs 2.00 Lakh 3. More than Rs 2.00 Lakh |
11.00% 11.00% 11.50% |
| 2 | For small commercial vehicle loan facility | 10.00 Lakh |
1. Upto Rs 3.00 Lakh 2. More than Rs 3.00 Lakh |
10.50% 11.50% |
| 3 | For Personal Car Loan | 5.00 Lakh |
1. Upto Rs 3.00 Lakh 2. From Rs 3.00 Lakh to Rs 5.00 Lakh |
10.00% to 11.00% |
| 4 | Financing for consumer durables for salaried individual members | 1.00 Lakh | --- | 12.00% |
| 5 | Loan dispensation under the Agricultural mechanization | --- | w.e.f 14.02.2015 | 12.00% |
| 6 | Pandit Deen Dayal Upadhyaya cooperative self employment scheme | 2.00 Lakh |
1. Upto Rs 50,000.00 2. From Rs 50,000.00 to Rs 2.00 Lakh |
10.00% 11.00% |
| 7 | Self-employed, under credit card debt | 0.25 Lakh | --- | 10.50% |
| 8 | Individual Personal Loans | 5.00 Lakh | --- | 12.50% |
| 9 | Committee Co-loan debt limit for salaried | 3.00 Lakh (per member) | --- | 10.30% |
| 10 | Loan for Home construction / repair / change / additions etc. | 10.00 Lakh |
1. Upto Rs 1 Lakh 2. From Rs 1 Lakh to Rs 3 Lakh 3. From Rs 3 Lakh to Rs 5 Lakh |
9.50% 10.00% 10.50% |
| 11 | Loan against Real Estate property (house / flat) | 30.00 Lakh | --- | 12.00% |
| 12 | Loan by mortgaging National Saving Certificates / Kisan Vikas Patra on purchase of N.S.C |
Less than 6 months 50% More than 6 months 55% More than 1 Year 60% 1.5 years 70% 2 years or more 75% |
--- | 11.00% |
| 13 | Gyandeep Education Plan | Based on the ability of parents’ redemption | --- | 11.00% |
| 14 | Loan Policy against mortgage of LIC Policies | 75% of the value of surrender of the policy, 3 years away | --- | 11.00% |
| 15 | Loan for Cyber Cafe | 1.80 Lakh | --- | 11.00% |
| 16 | Loan for P.C.O., Photocopy Machine etc. | 0.70 Lakh | --- | 11.00% |
| 17 | Dalmil, Telgani | 2.40 Lakh | --- | 11.00% |
| 18 | Personal loan limit against Warehousing Corporation / Commercial Loan | --- | --- | 11.50% |